In this first stage Good Finance offers personal loans online for amounts from $ 200 to $ 1,500 to be repaid in terms of 2 to 12 months.
The financial products offered by Good Finance are characterized by their level of security. Thus, all its online application processes have real-time data verification tools such as Lite Bank and Instantor, which guarantee the entity as reliable and safe in all its banking procedures.
This financial platform is considered innovative and they say they can offer you “a world of possibilities”, to those who motivate them to apply for their loans to make their dreams come true.
Good Finance Loan Terms
If you request a personal credit with Good Finance, you will be able to finance your projects for amounts from $ 200 to $ 1,500 to be repaid in monthly installments of 2, 4, 6, 9 or 12 months, with a APR of 151.82% and a TIN of 96%.
Unlike other credit institutions, Good Finance allows you to get a new credit as long as you are up to date with your payments and are paid up to 50% of your debt.
How to get a credit with Good Finance
To start the process of applying for your loan with Good Finance you have to choose the amount of money you need, the number of installments for the return, in addition to choosing the day of the month that you prefer so that they spend the charge to return in your bank.
After indicating the amount you are requesting and its return conditions, Good Finance will allow you to complete its application form in which you will have to provide the data required for the study of your case.
After submitting your application, Good Finance will study your particular situation and carry out the verification of the information you provide, for which it will require that you accredit yourself with your online banking user.
As soon as the viability of your loan is analyzed, Good Finance will contact you to offer you the financial option that suits you best. As soon as you agree on the financing conditions of the credit Good Finance will proceed to make the transfer to your bank account so that you can have your money in the shortest period of time.
Throughout the application process with Good Finance you can check the status of your personal credit at any time if you access your personal area in the company through the “My Good Finance Account” option.
To get your personal credit approved with Good Finance you need to meet the following application requirements:
- Residence in Spain
- Be between 18 and 65 years old
- Updated identity document : DNI, NIE or Passport
- Be the owner of a mobile phone and an email account
- Have fixed income from payroll or pay (with a minimum age of 3 months).
- Access data to home banking (online banking)
If you are retired and have regular income that guarantee your ability to return the credit without problems Good Finance is an alternative to get the financing you need.
Good Finance will direct the charge of your repayment fees to the same bank account that you provide to receive the requested loan income.
The first installment charge will be passed between the first and fifth business day of the month following receipt of the loan, with the exception of loans that are granted after the 23rd of each month, in which case the first installment would be spent after one month since your request.
Problems with your return
If you have difficulties in paying your fee, and you need more time to make your payment to Good Finance, you must report your situation to the company before the date the charge should be carried out. Good Finance will try to reach an agreement with you and set a new payment date to collect the outstanding fee.
In any case, keep in mind that late fees may be increased by the sum of the interest that may be generated, in addition to other commissions as a penalty or surcharge.
It is important to keep in mind that if you delay in paying your installments this will have a negative impact on your financial situation. Good Finance and any financial institution will claim their payments, reaching the point of initiating the appropriate legal procedures in case they find it necessary to claim the return of the credit before the courts.
If you believe that you are in a position to make the payment of your credit in advance, with Good Finance you will have no problems to make an early cancellation.
You just have to contact Good Finance and communicate your decision to its financial advisors, who will inform you about the conditions of this to initiate an early return.
Good Finance is an expanding financial platform with which you can obtain a first loan from 200 to 1,500 euros that you can repay in installments.
Therefore, if the return period is a decisive factor for you to decide when selecting which quick credit is best for you, with Good Finance you have the opportunity to make the payment of your return by contracting monthly installments from 2 months to 1 year.
Among other particularities Good Finance guarantees you the possibility of carrying out the necessary procedures to obtain the loan in a safe and completely reliable way.
For this, it has the Lite Bank security tools that generate the electronic signature process, and Instantor that is in charge of managing the identification, access and account status of a user in their online banking. Both security tools provide Good Finance with agility and automatic response capacity to request your credit on the spot.